Archive for February 28, 2011

Tulips International School In Rohini Delhi

At Tulips International school education is not only bookish knowledge but the kind that makes every child’s personality bloom like a garden full of Tulips. A popular educational Institute in Rohini, Tulip International follows the CBSE pattern of curriculum and aims at providing its students with modern educational facilities right from the pre-nursery to Class VII.

The school provided children with facilities such as spacious, well illuminated and ventilated class rooms, a rich library consisting of a number of expensive books maintained by a librarian, state-of-the-art computer labs with the most modern versions of computers, each with internet connectivity and well equipped physics, chemistry and biology labs with posters pertaining to safety precautions hung on the walls.

The AC room has the latest teaching aids. The school ensures that the students are given a healthy blend of extra and co- curricular activities as part of their curriculum. It is with this aim in mind, that the molding of the children into mature and responsible citizens takes place. The School encourages the students to take part in various co-curricular activities held in school such as music, dance, arts and sports. The school had a vast play ground and under the supervision of a trained physical education teacher, had a basketball, cricket, hockey and football team that participated in intra and inter level tournaments.

Tulip International school provides children with the highest possible levels of excellence in all aspects of education including academic, cultural sports and also caters to the academically weak children by deputing its dedicated staff on duty to mentor the children inorder to bring them to a level where they could compete with their classmates. Tulip International lays a lot of stress on the development of sound values, honesty and integrity in each of its students apart from the usual learning and acquisition of various skills. The school believes in fostering a sound sense of judgment, and inculcating perseverance, self reliance and self control in each of its students. Tulip International School truly makes each child bloom and the fragrance of their upbringing is enough credit to the school!

Onlineschooladmissions is a portal that caters to parents and helps makes school admissions a delightful experience. Incase you are on the look-out for Tulips International School from the International Schools In Rohini, and don’t know where to begin, relax! It does everything for you right from filling up your form, submitting them online and scheduling a date for your child’s interview. OSA also posts Blogs on the Internet on topics related to education and parenting and understands a child’s world perfectly.

South of France re-location made easy : Mougins International School

Mougins village has a spectacular setting of the pine forests of Valmasque with panoramic views of the Cote D’Azur and the lower French Alps. With 320 days of sunshine per year and its quality of life, Mougins has been a popular village for the international set for years; Pablo Picaso spent his last twelve years here and Yves Klein, Yves Saint Laurent, Christian Dior, Winston Churchill, and Edith Piaf all owned properties here. Mougins is also a centre of gastronomy with Roger Vergé and Alain Ducasse having run the restaurant L’Amandier in the heart of the Mougins village and the  ’International Gastronomy Festival being held in Mougins in September. Mougins has it all: great weather, good connections to Nice Airport and Cannes, beautiful surroundings, and also has culture and sport. The Royal Mougins Golf Resort, the Mougins Museum of Classical Art, and the Museum of Photography are all close to the centre of the village. The high technology park of Sophia Antipolis is down the road from Mougins, and this is becoming a major reason why people are starting to re-locate here.

It is no wonder that expats find it comforting to move here. They sell up back home buy a beautiful villa in pleasant surroundings and get to work in Nice, Monaco, or Sophia Antipolis very easily. But where do the kids go to school? One of the major problems with re-location is the children integrating into a new place with a new language. In Mougins, this is not a problem, with the Mougins International School being created in 1987 to look after children of expats moving to Mougins and the surrounding areas.

The Mougins International School enrolls 454 students from 35 nationalities, with all teaching in English. Subjects available include: Art, Biology, Business Studies, Chemistry, Computing, English, French, Geography, German, History, Mathematics, Physical Education, Physics, Spanish and Music. Facilities include : Library, 2 Art Studios, 3 Science Laboratories, Information Technology Centre, Gymnasium, synthetic football pitch, exterior sports court, Music Room, Performing Arts Hall, Examinations Room, Dining Room. Here children can take the AS and A level exams that they would have taken back home in the UK. As the teaching is in English and subjects are the same there is no real reason for problems of re-location when adults are searching for a better quality of life.

Thanks to the Mougins International School Mougins is becoming a sought after place to buy property in the South of France. Local Mougins immobilier have said people are actually searching for houses and villas for sale close to the Mougins International School. It is not surprising as families looking to re-locate to the South of France find it much easier in Mougins thanks to the fantastic location, amenities, culture, ease of getting to work, and an English school close by for the kids.

 

 

 

What Does the Small Business Jobs Bill Really Mean For Business Owners?

There is a tremendous amount of press around the Small Business Jobs Bill that recently passed.  But what does this mean for you the entrepreneur that is trying to secure a commercial mortgage?  We are going to explain the positive and the negatives below and how they pertain to SBA loans.   

Most importantly there has been a huge increase to the loan amounts on both the SBA 7a loan and the SBA 504 loan program.  These changes are permanent.  The new maximum loan amount on 504 loans has increased to $5 million (on the second lien piece), the total max loan amount on the 504 is now $12 million.  Also, the maximum loan amount on the SBA 7(a) loan has increased to $5 million… from $2 million.  This is huge.  Note that throughout the credit crisis the 7a loan has been much more reliable.  This is partially because the secondary market, where commercial mortgages are purchased by large investors, wanted the guarantee from the SBA.  On 504′s the first lien position loan is not guaranteed. 

Fee Reductions and Increase to the Guarantee for SBA Programs. 

There has been a temporary Guarantee Fee reduction as a result of the Small Business Jobs Act.  The average fee on an SBA loan is 3% of the total loan amount.   But they only initiated this reduction for two and a half months.  The fees will come back on 12/31/10.  Also, the guarantee on SBA 7a loans is normally 75% of the loan balance.  It has now been raised to 90%.  This is great, however what they have done is set up American business owners for another round of confusion, chaos and canceled loans. 

You might be thinking, “don’t look a gift horse in the mouth” but this is the 4th time since the credit crisis began that the government issued short term relief followed by having the old standards coming back into place, with many months of confusion on what will happen next.  There will now surely be a rush of borrowers that try to get financing and many will spend a lot of time applying, and not get their loan approved in time.

 

Borrowers have more than their time at risk as well, many will lose thousands of dollars on third party fees (appraisal reports, environmental reports, etc) that will go to waste as many banks will only approve their loan based on the 90% guarantee.  This will surely be the case on many larger loans. As soon as the 75% goes back into place, their hopes of getting their loan closed goes away as well. 

We spent $3 trillion so far on the TARP programs, Federal Reserve Rescue Efforts, Federal Stimulus Program and can only devote $30 billion for small businesses that create 60% of the jobs in this nation?  What are they thinking?